I Got the last laugh on ReFi Spam

A few posts ago I complained about spam I got from refinancing and mortgage lenders. I now have the last laugh on those idiots in the midst of the credit crunch which could unravel the U.S. Economy. I never believed any of this crap; that one could live off mortgage equity and come out ahead or not be totally burned by APR loans. People are so stupid; they believe that their jobs and the economy is going to grow forever even though the companies and the government are up to their ears in debt. Ours is now one of the most mismanaged and vulnerable economies in the world, ripe for the reaping. Maybe it is because of the war in Iraq, or the fact that Bush let the plutocracy get a tax break paid for by the American Middle Class, which is rapidly going extinct, or the fact that the Dollar is propped up by Chinese holdings of US Currency which they could easily cause to crash if they lose faith in American consumers or some unforeseen disaster overtakes their economy, like corruption and mismanagement, or eco-disaster.